NBC News – Investing In Life Insurance
Investing in life insurance can be an important asset in your investment portfolio....
Investing in life insurance can be an important asset in your investment portfolio.
Investing in life insurance can be an important asset in your investment portfolio....
Investing in life insurance can be an important asset in your investment portfolio.
@dkfrsh Funny but my whole life policy return cash to cash 20% this year? I paid $3000 and my guaranteed cash value went up $3600 – and whole life and UL are dead? You are correct to state that no one should go to a company that pushes one product. To state WL is out dated is a mistake, it gained more market share in the last 2 year than anyother product, guarantees sell in these times.
@dkfrsh Whole Life is dated? It gained huge market share in ‘08 and ‘09 – my cash values in my whole life purchased 8 years ago posted huge gains. My premium is $10k and my Guaranteed Cash Value went up $12k and my Cash with dividends went up $14k, Where can I get that? Don’t get me wrong, I love IUL products, especially with the guarantees on the downside. Just don’t agree on WL
@dkfrsh The quality of the ULs are relative to the company. There are some very strong WL products that produce a strong IRR without downside risk. All the financial products are just tools to assist the client to help solve their problems. People who focus on products are novices. ULs can be used in all sort of ways, I am fluid, and not fixed upon ONE method like some rookie, brainwahsed PFS agent.
@insurancemike10 20 % WOW !!! THAT IS PENNIES SINCE THE MARKET IS UP 58%.THERE ARE FUNDS UP 110% !!!
@probslpwtyormama-Good point, Being up 58% is relative to where it moved from? I like stocks also, but come one dude.
Watch my videos…decent return? lol
decent returen? really?
@FinancialPlanningTip 4.5% to 5% is a decent return and it’s tax free. What’s the market done over the last 10 years? Negative returns!!! Ave investor does less than 4% in the market – look it up on Ibotson’s website.
@insurancemike10 4-5% lol omg you are funny,don’t post about investments……you are not qualified.
@insurancemike10 spreading more bs
insurance mike! inflation is just under 4%. If this is the case, how is 4-5% a good rate of return. 10% is a conservative rate that is easily attainable. Why settle for 5%?
@OnlineVideosFunny Where is this easy 10% big shot? S&P was negative over the last 10 years? Ave americans average less that 4% in the markets, its a fact – look it up. Google “Why investors may be fooling themselves” and see what the Wall Street Journal has been telling investors. Do your research and stop spreading BS about 10-12% returns. They don’t exist and you aren’t netting out fees, commissions, taxes and inflation
Is there anyone else that would like to take me on? I’ve slayed no less that 8 Primerica guys on these sites, I’ll be happy to take on more?
These are the facts about Primerica – a 45 male for $1million for 20 years is $1995 and for 30 years (only guaranteed for 20) is $2435 – both are 14% more if you pay montly – For females they charge the same rate!!! Ave. competitive price from companies like ING, TRANS, Penn Mutual, Pru Male at 20 – $1200, at 30 yrs 1900, female 20 yrs 900, 30 -1400 – Primerica charges high premiums to generate high commission for the agent & the upline managers. FACT Get your own quote.
@insurancemike10 this is why you are a raving madman. Earlier you stated that you CV policy gave you a 20% return. Where did this return come from? oh and where does your 4% guaranteed return com from? Both come from the stock market. The insurance company isn’t just being a nice guy. And i am talking about after fees for the 10-12%. the market is fully capable of giving a 10% ROR, and it has. Take your ridlen before posting online.
@insurancemike10 you have not slayed anyone. All you have done is puked on them with misinformed, bitter statements. Why do you have it out for them? actually, dont tell me, tell a shrink
@OnlineVideosFunny My cash value increase over 20% compared to the premium I paid this year and yea this was based on the guarantee. If you are getting 12% after fees commissions and taxes I guess you are a genius as you are getting 18%. Please share with us all where this is. Market was negative the last 10 years
@OnlineVideosFunny Google “why investors may be fooling themselves” and tell me the Wall Street Journal is wrong!!! UNREAL and yes I’ve slayed you too. You and the other Primerica BS artists must be exposed and I’m doing it one crocked agent at a time.
These are the facts about Primerica – a 45 male for $1million for 20 years is $1995 and for 30 years (only guaranteed for 20) is $2435 – both are 14% more if you pay montly – For females they charge the same rate!!! Ave. competitive price from companies like ING, TRANS, Penn Mutual, Pru Male at 20 – $1200, at 30 yrs 1900, female 20 yrs 900, 30 -1400 – Primerica charges high premiums to generate high commission for the agent & the upline managers. FACT Get your own quote.
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